Live · Finance Engine

Finance Engine

Forensic due diligence at machine depth.

The Finance Engine reads an entire deal package — tax returns, bank statements, UCC filings, leases, guarantees, court records — and delivers a structured forensic analysis with 145+ citations, contradiction flags, confidence scores, and a 3-deliverable output package.

Request Early Access See Demo Output →

Patent Pending — Corpus-at-Ingestion Compression Patent Pending — §547/§548 Avoidance Calculator Patent Pending — Dual-Gate Adversarial Verification

The Problem

$200,000 and 6 weeks for a report that misses page 47.

Traditional financial due diligence is expensive, slow, and incomplete. Partners review 20% of documents. The rest gets delegated to junior analysts. Critical contradictions get buried. Fatigue sets in. Numbers get missed.

$50K–$200K

A Big 4 financial due diligence engagement. Partners bill at $800–$1,500/hour. Most of the work gets delegated anyway.

3–6 Weeks

Typical engagement timeline. By the time the report arrives, the deal window may have closed. Speed matters.

~20%

Documents actually reviewed by senior partners. The rest is junior work. Key contradictions on page 47 of 144 get missed.

How It Works

6 stages. 50 minutes. Zero pages skipped.

Every stage is automated, verified, and logged. Full audit trail. Every finding traceable to its source document, page, and line.

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Upload

Drop the deal package. Tax returns, bank statements, UCC, leases, guarantees, court records.

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Extract

200K token context. Every document read in full. Zero truncation. Zero summarization.

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Cross-Reference

Corpus built: every dollar traced to source, contradictions flagged, gaps logged.

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Analyze

12-ratio math engine + 4-stage decision tree. Cramdown. DIP model. Kill signal framework.

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Dual-Gate Verify

Gate 1: balance checks, Benford's Law, round-number detection. Gate 2: Opus reasoning + citation verify.

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Deliver

3-deliverable package: 13-chapter Financial Analysis + Strategy Memo + 6 Charts (PDF + DOCX).

Key Features

Built for forensic analysis. Not for summaries.

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12 Financial Ratios

Liquidity, solvency, profitability, efficiency — all computed deterministically in <1 second. No LLM math. No hallucinated numbers.

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§547 / §548 Analysis

Preference window calculator (90-day non-insider, 365-day insider) and fraudulent transfer analysis (2-year lookback). Patent Pending.

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Benford's Law Fraud Detection

Statistical analysis of leading digit distribution across all numeric values. Deviations from Benford's Law flagged automatically.

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Confidence Scoring

🟢 ≥0.85 actionable · 🟡 0.65–0.84 flag for review · 🔴 <0.65 discard. Propagated from source through every stage of analysis.

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Cross-Document Contradiction Detection

Every dollar figure traced across all documents simultaneously. Contradictions flagged with exact source citations: document, page, and line.

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Entity Isolation Module

Maps which entities file vs. protect. Related entity web: subsidiaries, holding companies, personal guarantors, and their individual exposure.

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Cramdown + DIP Modeling

§1129(b) present value test for cramdown feasibility. DIP financing model: estimate DIP needs, monthly payments, feasibility against projected cash flow.

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Structured Intake Form

Guided questionnaire captures deal context before analysis. Intake data feeds directly into analysis framework — no loose instructions.

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Self-Improving System

After every run, prompts are reviewed and refinement suggestions stored. Each analysis makes the next one sharper. V4: 38 of 47 build items complete.

Live Demo Output

Real analysis. Sample deal data.

This is actual Finance Engine output from a sample deal. All names and entities are fictional demo data.

Finance Engine v4 · Sample Deal · Acme Service LLC

§1 IDENTITY & CONTROL STRUCTURE ✓ Jane Doe (operator, 33.3%) — confidence: 0.94 [STRONG] [settlement_doc.pdf p.1] [tax_return.pdf p.1] [operating_agreement.pdf p.3] ✓ Related entities: Acme Holding Corp, Acme Motors, Acme Wholesale — mapped §3 BALANCE SHEET ANALYSIS ✓ First National Bank lien $3,440,000 — 4 sources agree, note date 2025-05-16 ✗ CONTRADICTION: Purchase option discrepancy $6,000,000 [APA p.1] vs $2,975,000 [CD Settlement p.1] — DELTA: $3,025,000 Requires immediate clarification — different transactions but delta is material §5 UNDISCLOSED DEBT ANALYSIS ✗ Capital Funding Co. business loan: $300K stated → $389,999 actual — UNDERSTATED $89,999 ✗ Personal Lender A personal loan: $50,000 — not disclosed in Personal Financial Statement ✗ Personal Lender B personal loan: $30,000 — not disclosed in Personal Financial Statement ⚠ Total undisclosed: $169,999 across 3 instruments §7 BENFORD'S LAW AUDIT ✓ 839 dollar figures analyzed across all documents ⚠ Digit distribution: minor deviation in $X,000 values — possible rounding pattern §9 DECISION TREE OUTCOME Stage 1 Viability: CONDITIONAL (cash flow positive, asset coverage adequate) Stage 2 Debt Structure: FLAG (undisclosed liabilities affect coverage ratio) Stage 3 Kill Signals: 1 ACTIVE — purchase option contradiction unresolved Stage 4 Recommendation: PROCEED WITH CAUTION — resolve §3 contradiction first ───────────────────────────────────────────────────── Confidence: 0.94 · 145 citations · 23,008 facts · $17.43 · 50 min 41 sec Deliverables: Financial_Analysis_13ch.pdf · Strategy_Memo.pdf · Charts_Package.pdf

By The Numbers

Same forensic quality. 3,000× cheaper.

Traditional Due Diligence

$50K–$200K

3–6 weeks · team of 4–8

Cost$50,000–$200,000

Time3–6 weeks

Docs reviewed~20% by partners

CitationsVaries · unverified

ScalabilityLinear cost per deal

Doctrine Finance Engine

$17

50 minutes · fully automated

Cost$17.43/run

Time50 minutes

Docs reviewed100% — every page

Citations145 verified + sourced

ScalabilityFlat $17 per deal

Who It's For

Built for the people who make the hard calls.

Turnaround Consultant

The Deal Evaluator

Run forensic analysis on distressed businesses before engagement. Identify hidden liabilities, undisclosed debt, and kill signals before committing resources. Skip the 6-week Big 4 engagement.

Saves $50K–$200K per deal

Commercial Lender

The Credit Analyst

Run borrower financial analysis in 50 minutes instead of 3 weeks. Spot Benford's Law anomalies, undisclosed liabilities, and cross-document contradictions before approving any credit.

3 weeks → 50 minutes

Bankruptcy Attorney

The Litigation Support

Map avoidance actions (§547/§548), entity structure, fraudulent transfers, and preference claims with automated analysis. Full citation trail for court filings.

§547/§548 in minutes

Try It Live

Run a sample analysis.

Enter a company name and deal context below. The demo runs a full Finance Engine simulation with real-format output — contradictions, ratios, §547 analysis, Benford's Law, confidence scores.

Company / Entity Name Deal Context

Load a sample:

Sample A — Ch.11 Sample B — Distressed Sample C — DIP

Initializing...

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Analysis output will appear here

Press "Run Finance Analysis" to start